NAVIGATOR Credit Union Profile

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NAVIGATOR

Charter #24954 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (228) 475-7300

Fax:

Founding Date: N/A

Website: http://www.navigatorcu.org

Personnel & Operations

President: Leonard, Tommy

Manager: Lawler, Sonya

FT Employees: 144

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 13

Hours: 9:00 to 5:00 Monday - Friday 9:00 to 1:00

Credit Union Profile Summary

NAVIGATOR is a FCU Credit Union. With a total of 47,369 members [1], this institution manages approximately $388,912,179 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.22% [1].

Financial Snapshot

Total Assets [1]
$388,912,179

Total economic resources.

Total Loans [1]
$276,685,881

Total value of outstanding loans.

Total Deposits [1]
$318,460,570

Total funds deposited by members.

Members [1]
47,369

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.64%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.72%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.22%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6012 Highway 63

Moss Point, MS, 39563

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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No branch locations found for this credit union in the database.