INSTEP Credit Union Profile

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INSTEP

Charter #24951 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (504) 394-5574

Fax: (504) 678-3901

Founding Date: N/A

Website: http://www.instepmembers.com

Personnel & Operations

President: Stevenson, Emanuel

Manager: Delin, Helen

FT Employees: 21

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M-F 9:00-4:00

Credit Union Profile Summary

INSTEP is a FCU Credit Union. With a total of 5,038 members [1], this institution manages approximately $51,234,551 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.67% [1].

Financial Snapshot

Total Assets [1]
$51,234,551

Total economic resources.

Total Loans [1]
$38,585,413

Total value of outstanding loans.

Total Deposits [1]
$43,432,538

Total funds deposited by members.

Members [1]
5,038

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.50%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.84%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.82%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

400 Russell Ave Bldg 509

New Orleans, LA, 70143-5077

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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