THE MORNING STAR Credit Union Profile

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THE MORNING STAR

Charter #24943 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 477-8411

Fax:

Founding Date: N/A

Website: https://www.tmsfcu.com/

Personnel & Operations

President: Beartusk, June

Manager: Birdinground, Shelby

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 9 a.m.-5 p.m MST

Credit Union Profile Summary

THE MORNING STAR is a FCU Credit Union. With a total of 2,078 members [1], this institution manages approximately $2,156,878 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.24% [1].

Financial Snapshot

Total Assets [1]
$2,156,878

Total economic resources.

Total Loans [1]
$396,671

Total value of outstanding loans.

Total Deposits [1]
$1,556,776

Total funds deposited by members.

Members [1]
2,078

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-5.79%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
25.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
77.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
59.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

509 Cheyenne Avenue South

Lame Deer, MT, 59043

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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No branch locations found for this credit union in the database.