DESERT RIVERS Credit Union Profile

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DESERT RIVERS

Charter #24918 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (435) 259-6124

Fax: (435) 259-6123

Founding Date: N/A

Website: http://www.desertriverscu.com

Personnel & Operations

President: Martin, Randy

Manager: Crane, Sam

FT Employees: 28

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 4

Hours: 9:00 - 5:00 M, T, Th, F 9:00 - 5:30 W

Credit Union Profile Summary

DESERT RIVERS is a FCU Credit Union. With a total of 8,188 members [1], this institution manages approximately $112,155,059 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.88% [1].

Financial Snapshot

Total Assets [1]
$112,155,059

Total economic resources.

Total Loans [1]
$88,900,485

Total value of outstanding loans.

Total Deposits [1]
$102,540,797

Total funds deposited by members.

Members [1]
8,188

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.70%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

725 N Main St

Moab, UT, 84532-2132
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by DESERT RIVERS (Charter #24918).

Main Office

Corporate Office Main Office

Type: Corporate Office

725 N Main St

Moab, UT 84532-2132

Phone: (435) 259-6124

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Blanding

Blanding Branch

Type: Branch Office

1 S Main St

Blanding, UT 84511

Phone: (435) 678-3444

Services: Member Services, ATM, Drive-Thru

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Green River

Green River Branch

Type: Branch Office

45 W Main St

PO Box 336

Green River, UT 84525

Phone: (435) 564-2100

Services: Member Services, ATM, Drive-Thru

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Monticello

Monticello Branch

Type: Branch Office

16 S Main St

Monticello, UT 84535

Phone: (435) 587-4015

Services: Member Services, ATM, Drive-Thru

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