COBALT Credit Union Profile

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COBALT

Charter #24917 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (402) 292-8000

Fax: (402) 829-0149

Founding Date: N/A

Website: http://www.cobaltcu.com

Personnel & Operations

President: Cronin-Gilmore, Julia

Manager: Larsen, Robin

FT Employees: 254

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 15.03%

Membership Type: 00

Branches: 27

Hours: Lobby Hours 9:00 AM - 5:00 PM Monday - Frid

Credit Union Profile Summary

COBALT is a FCU Credit Union. With a total of 116,627 members ^[1], this institution manages approximately $1,319,636,863 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.68% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.99% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,319,636,863

Total economic resources.

Total Loans ^[1]

$995,808,527

Total value of outstanding loans.

Total Deposits ^[1]

$1,141,879,467

Total funds deposited by members.

Members ^[1]

116,627

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.85%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

87.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 3.61%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -2.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7148 Towne Center Pkwy

Papillion, NE, 68046

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 27 branches reported by COBALT (Charter #24917).

Main Office

Headquarters Main Office

Type: Corporate Office

7148 Towne Center Pkwy

Papillion, NE 68046

Phone: (402) 292-8000

Services: Member Services, ATM, Drive-Thru

COBALT Credit Union Profile

COBALT

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Headquarters Main Office

Additional Branches

Bellevue

Blair

Council Bluffs

Denison

Fremont

Gretna

Lincoln

Offutt Afb

Omaha

Papillion

Plattsmouth