OTOE-MISSOURIA Credit Union Profile

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OTOE-MISSOURIA

Charter #24910 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (580) 453-6702

Fax:

Founding Date: N/A

Website: https://www.OtoeMissouriafcu.org

Personnel & Operations

President: Shotton, John

Manager: Harpole, Leilani

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 1

Hours: Mon to Fri - 8:30a.m. to 4:30p.m.

Credit Union Profile Summary

OTOE-MISSOURIA is a FCU Credit Union. With a total of 706 members [1], this institution manages approximately $3,405,968 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.72% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.12% [1].

Financial Snapshot

Total Assets [1]
$3,405,968

Total economic resources.

Total Loans [1]
$2,243,131

Total value of outstanding loans.

Total Deposits [1]
$2,990,756

Total funds deposited by members.

Members [1]
706

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.72%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
7.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7480 Highway 177 Ste A

Red Rock, OK, 74651

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OTOE-MISSOURIA (Charter #24910).

Main Office

Red Rock Branch Main Office

Type: Corporate Office

7480 Highway 177 Ste A

Red Rock, OK 74651

Phone: (580) 453-6702

Services: Member Services

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