NATCHEZ EDUCATORS Credit Union Profile

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NATCHEZ EDUCATORS

Charter #24896 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 445-2851

Fax: (601) 445-2911

Founding Date: N/A

Personnel & Operations

President: Young, Delanea

Manager: Ford, Teresa

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: MWF 8:30 a.m. - 4:30 p.m.

Credit Union Profile Summary

NATCHEZ EDUCATORS is a FCU Credit Union. With a total of 388 members [1], this institution manages approximately $1,288,565 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 51.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.15% [1].

Financial Snapshot

Total Assets [1]
$1,288,565

Total economic resources.

Total Loans [1]
$546,164

Total value of outstanding loans.

Total Deposits [1]
$623,917

Total funds deposited by members.

Members [1]
388

Number of active members.

Performance Ratios

Net Worth Ratio [1]
51.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10 Homochitto St

Natchez, MS, 39120

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by NATCHEZ EDUCATORS (Charter #24896).

Main Office

NEFCU Main Office

Type: Corporate Office

10 Homochitto St

Natchez, MS 39120

Phone: (601) 445-2851

Services: Member Services

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