DELTA Credit Union Profile

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DELTA

Charter #24893 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (662) 332-7184

Fax: (662) 332-1624

Founding Date: N/A

Website: http://www.deltacu.virtual.cu.net

Personnel & Operations

President: Burford, Robert

Manager: Rodgers, Barbara

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: Monday through Thursday 9am - 4pm Friday 9

Credit Union Profile Summary

DELTA is a FCU Credit Union. With a total of 1,737 members [1], this institution manages approximately $8,527,851 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 26.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.16% [1].

Financial Snapshot

Total Assets [1]
$8,527,851

Total economic resources.

Total Loans [1]
$3,134,964

Total value of outstanding loans.

Total Deposits [1]
$6,263,104

Total funds deposited by members.

Members [1]
1,737

Number of active members.

Performance Ratios

Net Worth Ratio [1]
26.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.24%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.05%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.55%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.16%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2339 HIGHWAY 1 S

Greenville, MS, 38701-8337

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by DELTA (Charter #24893).

Main Office

Delta Credit Union Main Office

Type: Corporate Office

2339 HIGHWAY 1 S

Greenville, MS 38701-8337

Phone: (662) 332-7184

Services: Member Services

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