WEST VIRGINIA CENTRAL Credit Union Profile

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WEST VIRGINIA CENTRAL

Charter #24888 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 485-4523

Fax: (304) 424-0718

Founding Date: N/A

Website: http://www.wvccu.org

Personnel & Operations

President: Reeder, Doug

Manager: Tucker, Michael

FT Employees: 40

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Monday - Friday 7:30 - 6:00 Saturday 8:00

Credit Union Profile Summary

WEST VIRGINIA CENTRAL is a FCU Credit Union. With a total of 23,327 members [1], this institution manages approximately $315,560,641 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.47% [1].

Financial Snapshot

Total Assets [1]
$315,560,641

Total economic resources.

Total Loans [1]
$221,522,667

Total value of outstanding loans.

Total Deposits [1]
$273,559,651

Total funds deposited by members.

Members [1]
23,327

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1306 Murdoch Ave

Parkersburg, WV, 26101-3238
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by WEST VIRGINIA CENTRAL (Charter #24888).

Main Office

Murdoch Office Main Office

Type: Corporate Office

1306 Murdoch Ave

Parkersburg, WV 26101-3238

Phone: (304) 485-4523

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Parkersburg

Division Office

Type: Branch Office

809 Division St

Parkersburg, WV 26101-6048

Phone: (304) 485-4523

Services: Member Services, ATM, Drive-Thru

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Dudley Avenue

Type: Branch Office

2435 Dudley Ave

Parkersburg, WV 26101-2635

Phone: (304) 485-4523

Services: None specified

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Vienna

Vienna Office

Type: Branch Office

701 Grand Central Ave

Vienna, WV 26105

Phone: (304) 485-4523

Services: Member Services, Drive-Thru

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