PEARL MUNICIPAL Credit Union Profile
Showing details for PEARL MUNICIPAL Credit Union.
Credit Union Profile for: PEARL MUNICIPAL
PEARL MUNICIPAL
Headquarters Contact & Staff
Personnel & Operations
President: White, Lanell
Manager: Williams, Karen
FT Employees: 0
PT Employees: 3
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 36
Branches: 2
Hours: No set hours
Credit Union Profile Summary
PEARL MUNICIPAL is a FCU Credit Union. With a total of 688 members [1], this institution manages approximately $1,994,110 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 25.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.49% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 2 branches reported by PEARL MUNICIPAL (Charter #24880).
Main Office
Pearl Municipal Credit Union Main Office
2420 Old Brandon Rd
Pearl, MS 39208-4601
Phone: (601) 939-3126
Services: None specified
Additional Branches
Pearl
Pearl Municipal Credit Union
2878 Teasley Dr
Pearl, MS 39208-5840
Phone: (601) 259-2347
Services: None specified