VICKSWOOD Credit Union Profile

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VICKSWOOD

Charter #24876 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 636-4434

Fax: (601) 638-4433

Founding Date: N/A

Website: https://www.vickswoodcu.com/

Personnel & Operations

President: Osburn, Tom

Manager: Page, Christi

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 2

Hours: 8.00 a.m.-4:30 p.m. Monday thru Friday

Credit Union Profile Summary

VICKSWOOD is a FCU Credit Union. With a total of 1,482 members [1], this institution manages approximately $11,616,463 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 24.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.96% [1].

Financial Snapshot

Total Assets [1]
$11,616,463

Total economic resources.

Total Loans [1]
$5,039,744

Total value of outstanding loans.

Total Deposits [1]
$8,750,910

Total funds deposited by members.

Members [1]
1,482

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.59%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

107 Thalweg Dr

Vicksburg, MS, 39183
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by VICKSWOOD (Charter #24876).

Main Office

Vicksburg Main Branch Main Office

Type: Corporate Office

107 Thalweg Dr

Vicksburg, MS 39183

Phone: (601) 636-4434

Services: None specified

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Additional Branches

Redwood

Redwood Branch Office

Type: Branch Office

3737 Highway 3

Redwood, MS 39156

Phone: (601) 631-8225

Services: Drive-Thru

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