FIRST UNITY Credit Union Profile

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FIRST UNITY

Charter #24859 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 680-4419

Fax:

Founding Date: N/A

Personnel & Operations

President: Deer, Freddie

Manager: Hall, Samuel

FT Employees: 5

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday - Thursday 9:00 to 4:00 Friday 9:00

Credit Union Profile Summary

FIRST UNITY is a FCU Credit Union. With a total of 4,317 members [1], this institution manages approximately $12,387,761 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.95% [1].

Financial Snapshot

Total Assets [1]
$12,387,761

Total economic resources.

Total Loans [1]
$9,606,919

Total value of outstanding loans.

Total Deposits [1]
$10,387,015

Total funds deposited by members.

Members [1]
4,317

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
6.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.95%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
10.92%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 N Broadway St

McComb, MS, 39648

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by FIRST UNITY (Charter #24859).

Main Office

Main Office Main Office

Type: Corporate Office

122 5th Ave Ste B

Mccomb, MS 39648

Phone: (601) 680-4419

Services: Member Services

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