LAKOTA Credit Union Profile

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LAKOTA

Charter #24847 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 455-1515

Fax: (605) 455-1514

Founding Date: N/A

Website: http://www.lakotafcu.org

Personnel & Operations

President: Brunsch, Tawney

Manager: Ferguson, Shayna

FT Employees: 10

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday-Friday 9am-4pm

Credit Union Profile Summary

LAKOTA is a FCU Credit Union. With a total of 4,178 members [1], this institution manages approximately $18,722,036 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 33.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 21.77% [1].

Financial Snapshot

Total Assets [1]
$18,722,036

Total economic resources.

Total Loans [1]
$7,601,103

Total value of outstanding loans.

Total Deposits [1]
$10,211,523

Total funds deposited by members.

Members [1]
4,178

Number of active members.

Performance Ratios

Net Worth Ratio [1]
33.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
6.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.44%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
44.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
21.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

507 Main Street, Suite 104

Kyle, SD, 57752

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LAKOTA (Charter #24847).

Main Office

Lakota Federal Credit Union Main Office

Type: Corporate Office

1 Main BIA 2

Lakota Trade Center Suite 103/104

Kyle, SD 57752

Phone: (605) 455-1515

Services: Member Services

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