HAWAII CENTRAL Credit Union Profile

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HAWAII CENTRAL

Charter #24839 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (808) 536-3677

Fax: (808) 536-8360

Founding Date: N/A

Website: http://www.hawaiicentral.org

Personnel & Operations

President: Shimogawa, Neil

Manager: Nakata, Gary

FT Employees: 35

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: MTWTH 8:30 a.m. to 5:00 p.m. F 8:30 a.m. t

Credit Union Profile Summary

HAWAII CENTRAL is a FCU Credit Union. With a total of 16,226 members [1], this institution manages approximately $299,293,716 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.55% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.19% [1].

Financial Snapshot

Total Assets [1]
$299,293,716

Total economic resources.

Total Loans [1]
$163,360,788

Total value of outstanding loans.

Total Deposits [1]
$279,386,373

Total funds deposited by members.

Members [1]
16,226

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.55%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.47%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

681 S King St

Honolulu, HI, 96813-3016
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by HAWAII CENTRAL (Charter #24839).

Main Office

Hawaii Central Federal Credit Union Main Office

Type: Corporate Office

681 S King St

Honolulu, HI 96813-3016

Phone: (808) 536-3677

Services: Member Services

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Additional Branches

Honolulu

Harkness Branch

Type: Branch Office

1301 Punchbowl St

Honolulu, HI 96813-2402

Phone: (808) 441-1203

Services: Member Services

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