HOPE Credit Union Profile

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HOPE

Charter #24829 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 944-1100

Fax: (601) 944-0808

Founding Date: N/A

Website: https://www.hopecu.org

Personnel & Operations

President: Gill-Jefferson, Carolyn

Manager: Bynum, William

FT Employees: 234

PT Employees: 32

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 54

Branches: 24

Hours: MONDAY-FRIDAY, 8:00 AM TO 5:00 PM

Credit Union Profile Summary

HOPE is a FCU Credit Union. With a total of 40,628 members ^[1], this institution manages approximately $739,277,624 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.48% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 36.41% ^[1].

Financial Snapshot

Total Assets ^[1]

$739,277,624

Total economic resources.

Total Loans ^[1]

$488,290,881

Total value of outstanding loans.

Total Deposits ^[1]

$491,684,430

Total funds deposited by members.

Members ^[1]

40,628

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

20.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

99.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 19.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 36.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4 OLD RIVER PL

JACKSON, MS, 39202-3431

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 25 branches reported by HOPE (Charter #24829).

Main Office

Hope Main Office Main Office

Type: Corporate Office

4 Old River Pl

Jackson, MS 39202-3431

Phone: (601) 944-1100

Services: None specified

HOPE Credit Union Profile

HOPE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Hope Main Office Main Office

Additional Branches

Biloxi

College Station

Drew

Greenville

Itta Bena

Jackson

Little Rock

Louisville

Memphis

Montgomery

Moorhead

New Orleans

Shaw

Terry

Utica

West Memphis

West Point