S. C. STATE Credit Union Profile

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S. C. STATE

Charter #24824 | NCUA Region 2 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (803) 343-0300

Fax: (803) 454-8044

Founding Date: N/A

Website: https://www.scscu.com

Personnel & Operations

President: Rhodes, Vincent

Manager: Kinard, James

FT Employees: 281

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 19

Hours: M-Th 8:30-5:00 F 8:30-6:00

Credit Union Profile Summary

S. C. STATE is a FCU Credit Union. With a total of 91,033 members ^[1], this institution manages approximately $1,393,909,052 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.53% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.01% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,393,909,052

Total economic resources.

Total Loans ^[1]

$830,362,131

Total value of outstanding loans.

Total Deposits ^[1]

$1,179,634,690

Total funds deposited by members.

Members ^[1]

91,033

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

14.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.90%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

70.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -1.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 Huger St

Columbia, SC, 29201-3620

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 20 branches reported by S. C. STATE (Charter #24824).

Main Office

Corporate Office Main Office

Type: Corporate Office

800 Huger St

Columbia, SC 29201-3620

Phone: (803) 343-0300

Services: Member Services, ATM, Drive-Thru

S. C. STATE Credit Union Profile

S. C. STATE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Corporate Office Main Office

Additional Branches

Aiken

Anderson

Clemson

Columbia

Florence

Greenville

Greenwood

Irmo

Lexington

North Charleston

Orangeburg

Seneca

Spartanburg