S. C. STATE Credit Union Profile

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S. C. STATE

Charter #24824 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (803) 343-0300

Fax: (803) 454-8044

Founding Date: N/A

Website: https://www.scscu.com

Personnel & Operations

President: Rhodes, Vincent

Manager: Kinard, James

FT Employees: 281

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 19

Hours: M-Th 8:30-5:00 F 8:30-6:00

Credit Union Profile Summary

S. C. STATE is a FCU Credit Union. With a total of 91,033 members [1], this institution manages approximately $1,393,909,052 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.01% [1].

Financial Snapshot

Total Assets [1]
$1,393,909,052

Total economic resources.

Total Loans [1]
$830,362,131

Total value of outstanding loans.

Total Deposits [1]
$1,179,634,690

Total funds deposited by members.

Members [1]
91,033

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.90%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 Huger St

Columbia, SC, 29201-3620

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 20 branches reported by S. C. STATE (Charter #24824).

Main Office

Corporate Office Main Office

Type: Corporate Office

800 Huger St

Columbia, SC 29201-3620

Phone: (803) 343-0300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Aiken

Aiken Branch

Type: Branch Office

210 Beaufort St NE

Aiken, SC 29801-4476

Phone: (803) 649-0553

Services: Member Services, ATM, Drive-Thru

Open in Directions

Anderson

Anderson

Type: Branch Office

1825 E Greenville St

Anderson, SC 29621-2034

Phone: (864) 622-1003

Services: Member Services, ATM, Drive-Thru

Open in Directions

Anderson Hwy 28 Bypass

Type: Branch Office

306 Pearman Dairy Rd

Anderson, SC 29625

Phone: (864) 622-1351

Services: Member Services, ATM, Drive-Thru

Open in Directions

Clemson

Clemson

Type: Branch Office

100 Pinnacle St

Clemson, SC 29631-2656

Phone: (864) 654-6545

Services: Member Services, Drive-Thru

Open in Directions

Columbia

Colonial Drive

Type: Branch Office

3100 Colonial Dr

Columbia, SC 29203-6929

Phone: (803) 343-0343

Services: Member Services, Drive-Thru

Open in Directions

Farrow Road

Type: Branch Office

7905 Farrow Rd

Columbia, SC 29203-3220

Phone: (803) 343-0320

Services: ATM, Drive-Thru

Open in Directions

Hard Scrabble Road

Type: Branch Office

4304 Hard Scrabble Rd

Columbia, SC 29229-9423

Phone: (803) 343-0350

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lower Richland

Type: Branch Office

7845 Garners Ferry Rd

Columbia, SC 29209-3958

Phone: (803) 744-1470

Services: Member Services, ATM, Drive-Thru

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St Andrews Road

Type: Branch Office

529 Saint Andrews Rd

Columbia, SC 29210-4516

Phone: (803) 772-3443

Services: Member Services, ATM, Drive-Thru

Open in Directions

Florence

Florence

Type: Branch Office

1504 N Cashua Dr

Florence, SC 29501

Phone: (843) 667-4990

Services: Member Services, ATM, Drive-Thru

Open in Directions

Greenville

Greenville

Type: Branch Office

1435 Cleveland St

Greenville, SC 29607-2409

Phone: (864) 235-0363

Services: Member Services, ATM, Drive-Thru

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Greenwood

Greenwood

Type: Branch Office

1000 Montague Ave

Greenwood, SC 29649-1450

Phone: (864) 330-1023

Services: Member Services, ATM, Drive-Thru

Open in Directions

Irmo

Broad River Road

Type: Branch Office

7438 Broad River Rd

Irmo, SC 29063

Phone: (803) 343-0310

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lexington

Lexington

Type: Branch Office

954 E Main St

Lexington, SC 29072-4241

Phone: (803) 356-6027

Services: Member Services, ATM, Drive-Thru

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Lexington 378

Type: Branch Office

4458 Sunset Blvd

Lexington, SC 29072

Phone: (803) 359-3573

Services: Member Services, ATM, Drive-Thru

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North Charleston

Charleston

Type: Branch Office

6750 Rivers Ave

North Charleston, SC 29406-4822

Phone: (843) 747-2210

Services: Member Services, ATM, Drive-Thru

Open in Directions

Orangeburg

Orangeburg

Type: Branch Office

1081 Boulevard St

Orangeburg, SC 29115-4350

Phone: (803) 534-5645

Services: Member Services, ATM, Drive-Thru

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Seneca

Seneca

Type: Branch Office

12015 N Radio Station Rd

Seneca, SC 29678

Phone: (864) 886-9273

Services: Member Services, ATM, Drive-Thru

Open in Directions

Spartanburg

Spartanburg

Type: Branch Office

165 Camelot Dr

Spartanburg, SC 29301-2636

Phone: (864) 574-6159

Services: Member Services, ATM, Drive-Thru

Open in Directions