CHARLESTON POSTAL Credit Union Profile

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CHARLESTON POSTAL

Charter #24743 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 746-5111

Fax: (304) 746-5112

Founding Date: N/A

Website: http://www.charlestonpostalfcu.com

Personnel & Operations

President: Erby, William

Manager: DUFFIELD, GRETA

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: MONDAY - THURSDAY 7:00AM TO 4:00PM TUESDAY

Credit Union Profile Summary

CHARLESTON POSTAL is a FCU Credit Union. With a total of 671 members [1], this institution manages approximately $5,069,684 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.40% [1].

Financial Snapshot

Total Assets [1]
$5,069,684

Total economic resources.

Total Loans [1]
$2,831,830

Total value of outstanding loans.

Total Deposits [1]
$4,609,637

Total funds deposited by members.

Members [1]
671

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -14.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -24.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1000 CENTRE WAY

CHARLESTON, WV, 25309
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CHARLESTON POSTAL (Charter #24743).

Main Office

CHARLESTON POSTAL FCU Main Office

Type: Corporate Office

1000 CENTRE WAY

Charleston, WV 25309

Phone: (304) 746-5111

Services: Member Services

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