SPIRIT OF AMERICA Credit Union Profile

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SPIRIT OF AMERICA

Charter #24724 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (402) 467-1102

Fax: (402) 467-3293

Founding Date: N/A

Website: http://www.spiritofamericafcu.org

Personnel & Operations

President: Hayes, Michael

Manager: Wiemer, Cheryl

FT Employees: 10

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: 8 TO 5:30 M-F EXCEPT T 9 TO 5:30

Credit Union Profile Summary

SPIRIT OF AMERICA is a FCU Credit Union. With a total of 3,706 members [1], this institution manages approximately $54,724,477 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.12% [1].

Financial Snapshot

Total Assets [1]
$54,724,477

Total economic resources.

Total Loans [1]
$19,882,007

Total value of outstanding loans.

Total Deposits [1]
$48,324,798

Total funds deposited by members.

Members [1]
3,706

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

325 N 52ND ST

LINCOLN, NE, 68504-3507

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SPIRIT OF AMERICA (Charter #24724).

Main Office

Credit Union Main Office

Type: Corporate Office

325 N 52nd St

Lincoln, NE 68504-3507

Phone: (402) 467-1102

Services: Member Services, ATM, Drive-Thru

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