TRAX Credit Union Profile

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TRAX

Charter #24703 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (813) 800-8729

Fax: (813) 626-5033

Founding Date: N/A

Website: https://www.traxcu.com

Personnel & Operations

President: Baldwin, Josh

Manager: Stevenson, Jessica

FT Employees: 85

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 9

Hours: M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.

Credit Union Profile Summary

TRAX is a FCU Credit Union. With a total of 44,985 members [1], this institution manages approximately $501,068,418 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.45% [1].

Financial Snapshot

Total Assets [1]
$501,068,418

Total economic resources.

Total Loans [1]
$200,869,555

Total value of outstanding loans.

Total Deposits [1]
$435,021,015

Total funds deposited by members.

Members [1]
44,985

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.16%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -13.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3710 N 50th St

Tampa, FL, 33619
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 9 branches reported by TRAX (Charter #24703).

Main Office

Main Main Office

Type: Corporate Office

3710 N 50th St

Tampa, FL 33619

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Brandon

Seffner

Type: Branch Office

1209 Kingsway Rd

Brandon, FL 33510

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

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Lakeland

North Lakeland

Type: Branch Office

3305 Lakeland Hills Blvd

Lakeland, FL 33805

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Lakeland

Type: Branch Office

2315 Drane Field Rd

Lakeland, FL 33811

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

Open in Directions

Plant City

Plant City

Type: Branch Office

1701 W Baker St

Plant City, FL 33563

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

Open in Directions

Riverview

Winthrop

Type: Branch Office

6106 Delancey Station St

Riverview, FL 33578

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

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Ruskin

SouthShore

Type: Branch Office

619 30th St NE

Ruskin, FL 33570

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

Open in Directions

Temple Terrace

Temple Terrace

Type: Branch Office

12125 N 56th St

Temple Terrace, FL 33617

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

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Zephyrhills

Zephyrhills

Type: Branch Office

36239 State Road 54

Zephyrhills, FL 33541

Phone: (813) 621-6661

Services: Member Services, ATM, Drive-Thru

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