NEBRASKA RURAL COMMUNITY Credit Union Profile

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NEBRASKA RURAL COMMUNITY

Charter #24695 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (308) 247-2026

Fax: (308) 247-2027

Founding Date: N/A

Website: http://www.nrcfcu.com

Personnel & Operations

President: Howell, David

Manager: Minter, Cathy

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 10:00 AM to 5:00 pm Tuesday thru Thursday

Credit Union Profile Summary

NEBRASKA RURAL COMMUNITY is a FCU Credit Union. With a total of 608 members [1], this institution manages approximately $3,808,137 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.02% [1].

Financial Snapshot

Total Assets [1]
$3,808,137

Total economic resources.

Total Loans [1]
$2,672,655

Total value of outstanding loans.

Total Deposits [1]
$3,421,735

Total funds deposited by members.

Members [1]
608

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

127 Center Ave

Morrill, NE, 69358
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by NEBRASKA RURAL COMMUNITY (Charter #24695).

Main Office

Main Office Main Office

Type: Corporate Office

127 Center Ave

Morrill, NE 69358

Phone: (308) 247-2026

Services: Member Services

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Additional Branches

Gering

Nebraska Rual Community Federal Credit Union

Type: Branch Office

3350 10th St

Gering, NE 69341-1724

Phone: (308) 632-3660

Services: Member Services

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