AMERICA FIRST Credit Union Profile

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AMERICA FIRST

Charter #24694 | NCUA Region 8 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 627-0900

Fax: (801) 827-8342

Founding Date: N/A

Website: HTTP://WWW.AMERICAFIRST.COM

Personnel & Operations

President: CARVER, LINDA

Manager: Shaffer, Thayne

FT Employees: 3,241

PT Employees: 183

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 113

Hours: M - F 9 AM - 5:30 PM

Credit Union Profile Summary

AMERICA FIRST is a FCU Credit Union. With a total of 1,514,794 members ^[1], this institution manages approximately $22,891,036,836 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.26% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.60% ^[1].

Financial Snapshot

Total Assets ^[1]

$22,891,036,836

Total economic resources.

Total Loans ^[1]

$15,994,281,346

Total value of outstanding loans.

Total Deposits ^[1]

$20,101,370,159

Total funds deposited by members.

Members ^[1]

1,514,794

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

79.57%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 10.25%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4774 S 1300 W BLDG 3

RIVERDALE, UT, 84405-3621

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 128 branches reported by AMERICA FIRST (Charter #24694).

Main Office

Management Center Main Office

Type: Corporate Office

4774 S 1300 W Bldg 3

Riverdale, UT 84405-3621

Phone: (801) 627-0900

Services: ATM

AMERICA FIRST Credit Union Profile

AMERICA FIRST

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Management Center Main Office

Additional Branches

Albuquerque

American Fork

Boise

Bountiful

Brigham City

Caliente

Carson City

Cedar City

Centerville

Clearfield

Clinton

Draper

Farmington

Heber City

Henderson

Herriman

Hill Air Force Base

Hurricane

Hyrum

Kaysville

Kearns

Las Vegas

Layton

Lehi

Logan

Marriott Slaterville

Mesa

Mesquite

Midvale

Murray

Nephi

North Las Vegas

North Ogden

North Salt Lake

Ogden

Orem

Overton

Page

Park City

Payson

Plain City

Pleasant Grove

Providence

Provo

Rexburg

Riverdale

Riverton

Roy

Salt Lake City