UNITED NEIGHBORHOOD Credit Union Profile

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UNITED NEIGHBORHOOD

Charter #24683 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (706) 823-6378

Fax: (706) 828-4991

Founding Date: N/A

Website: https://www.unitedneighborhoodfcu.o

Personnel & Operations

President: Creekmur, Xavier

Manager: Starks, Idella

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 2

Hours: M,T,W,Th 9am to 3pm F 9pm to 5pm W 9 -2

Credit Union Profile Summary

UNITED NEIGHBORHOOD is a FCU Credit Union. With a total of 651 members [1], this institution manages approximately $3,258,916 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.47% [1].

Financial Snapshot

Total Assets [1]
$3,258,916

Total economic resources.

Total Loans [1]
$2,064,733

Total value of outstanding loans.

Total Deposits [1]
$2,911,090

Total funds deposited by members.

Members [1]
651

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -11.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1434 Poplar St

Augusta, GA, 30901
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by UNITED NEIGHBORHOOD (Charter #24683).

Main Office

Main Office Main Office

Type: Corporate Office

1434 Poplar St

Augusta, GA 30901

Phone: (706) 823-6378

Services: Member Services

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Additional Branches

Augusta

Broadway Branch

Type: Branch Office

2323 Barton Chapel Rd

Augusta, GA 30906

Phone: (706) 823-6378

Services: Member Services

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