CENTURYFIRST Credit Union Profile

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CENTURYFIRST

Charter #24668 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 450-4114

Fax: (601) 261-5305

Founding Date: N/A

Website: https://www.CenturyFirstFCU.com

Personnel & Operations

President: ROCCONI, TOMMY

Manager: Harmond, John

FT Employees: 38

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 7

Hours: 8:30 THRU 4:30 MONDAY THRU THURSDAY 8:30 T

Credit Union Profile Summary

CENTURYFIRST is a FCU Credit Union. With a total of 12,772 members [1], this institution manages approximately $90,888,800 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.43% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.59% [1].

Financial Snapshot

Total Assets [1]
$90,888,800

Total economic resources.

Total Loans [1]
$79,713,277

Total value of outstanding loans.

Total Deposits [1]
$75,823,066

Total funds deposited by members.

Members [1]
12,772

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
105.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.59%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3318 HARDY ST

HATTIESBURG, MS, 39401-6962
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by CENTURYFIRST (Charter #24668).

Main Office

Main Office Main Office

Type: Corporate Office

3318 HARDY ST

Hattiesburg, MS 39401-6962

Phone: (601) 450-4114

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Clinton

Clinton Office

Type: Branch Office

1001 Highway 80 E

Clinton, MS 39056-5337

Phone: (601) 709-5950

Services: Member Services, ATM, Drive-Thru

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Hattiesburg

Downtown Branch

Type: Branch Office

400 Forrest St

Hattiesburg, MS 39401-3455

Phone: (601) 545-6068

Services: Member Services

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Oak Grove Branch

Type: Branch Office

5248 Old Highway 11

Hattiesburg, MS 39402

Phone: (601) 583-6938

Services: Member Services, ATM, Drive-Thru

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Laurel

Laurel Branch

Type: Branch Office

315 Sawmill Rd Ste 214

Laurel, MS 39440-3486

Phone: (601) 425-5461

Services: Member Services

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Petal

Petal Branch

Type: Branch Office

202 W Central Ave

Petal, MS 39465-2016

Phone: (601) 475-1996

Services: Member Services, ATM, Drive-Thru

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