LCO Credit Union Profile

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LCO

Charter #24648 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (715) 634-7772

Fax: (715) 634-7780

Founding Date: N/A

Website: http://www.lcofcu.com

Personnel & Operations

President: Gokey, Christopher

Manager: Taylor, Joy

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 1

Hours: Lobby Hours M-F 9-5, Drive Thru M-F 9-5 Sat

Credit Union Profile Summary

LCO is a FCU Credit Union. With a total of 1,286 members [1], this institution manages approximately $2,558,710 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.41% [1].

Financial Snapshot

Total Assets [1]
$2,558,710

Total economic resources.

Total Loans [1]
$830,883

Total value of outstanding loans.

Total Deposits [1]
$2,175,873

Total funds deposited by members.

Members [1]
1,286

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.73%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13829 W County Road B

Hayward, WI, 54843

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LCO (Charter #24648).

Main Office

Main Office Main Office

Type: Corporate Office

13829 W County Road B

Hayward, WI 54843

Phone: (715) 634-7772

Services: Member Services, Drive-Thru

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