SAN FRANCISCO Credit Union Profile

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SAN FRANCISCO

Charter #24542 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (415) 775-5377

Fax: (415) 775-0715

Founding Date: N/A

Website: http://www.sanfranciscofcu.com

Personnel & Operations

President: Huebner, David

Manager: Shams, Ray

FT Employees: 99

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 22.15%

Membership Type: 00

Branches: 7

Hours: Mon-Fri - 9:00 AM to 5:30 PM Sat-Sun - CLOS

Credit Union Profile Summary

SAN FRANCISCO is a FCU Credit Union. With a total of 51,404 members [1], this institution manages approximately $1,443,192,134 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 45.40% [1].

Financial Snapshot

Total Assets [1]
$1,443,192,134

Total economic resources.

Total Loans [1]
$620,899,058

Total value of outstanding loans.

Total Deposits [1]
$1,113,758,353

Total funds deposited by members.

Members [1]
51,404

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
55.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
45.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

770 Golden Gate Ave

San Francisco, CA, 94102-3120

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by SAN FRANCISCO (Charter #24542).

Main Office

Main Branch-Golden Gate Avenue Main Office

Type: Corporate Office

770 Golden Gate Ave

San Francisco, CA 94102-3120

Phone: (415) 775-5377

Services: Member Services, ATM

Open in Directions

Additional Branches

Burlingame

Burlingame Branch

Type: Branch Office

1811 El Camino Real

Burlingame, CA 94010

Phone: (415) 775-5377

Services: Member Services, ATM

Open in Directions

Redwood City

Redwood City Branch

Type: Branch Office

510 Veterans Blvd Ste B

Redwood City, CA 94063

Phone: (650) 366-5522

Services: Member Services, ATM

Open in Directions

San Francisco

Excelsior Branch

Type: Branch Office

4800 Mission St

San Francisco, CA 94112-3414

Phone: (415) 775-5377

Services: Member Services, ATM

Open in Directions

Lakeside Village Branch

Type: Branch Office

2645 Ocean Ave Lbby 1

San Francisco, CA 94132-1623

Phone: (415) 775-5377

Services: Member Services, ATM

Open in Directions

Richmond Branch

Type: Branch Office

4375 Geary Blvd

San Francisco, CA 94118-3003

Phone: (415) 775-5377

Services: Member Services, ATM

Open in Directions

Van Ness Branch

Type: Branch Office

851 Van Ness Ave

San Francisco, CA 94109

Phone: (415) 775-5377

Services: Member Services, ATM

Open in Directions