APPALACHIAN COMMUNITY Credit Union Profile

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APPALACHIAN COMMUNITY

Charter #24495 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 378-3778

Fax:

Founding Date: N/A

Website: http://www.myacfcu.org

Personnel & Operations

President: Boggs, Joe

Manager: Mullins, Andrew

FT Employees: 51

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: M-Th 8:30AM-5:00Pm Fri 8:30AM-5:30PM

Credit Union Profile Summary

APPALACHIAN COMMUNITY is a FCU Credit Union. With a total of 12,406 members [1], this institution manages approximately $172,882,125 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.35% [1].

Financial Snapshot

Total Assets [1]
$172,882,125

Total economic resources.

Total Loans [1]
$152,640,359

Total value of outstanding loans.

Total Deposits [1]
$152,980,618

Total funds deposited by members.

Members [1]
12,406

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.85%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 E New St

Kingsport, TN, 37660-4334
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by APPALACHIAN COMMUNITY (Charter #24495).

Main Office

Appalachain Community Federal CU Main Office

Type: Corporate Office

5034 Bobby Hicks Hwy Ste 2

Gray, TN 37615

Phone: (423) 378-3778

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Johnson City

Johnson City Br

Type: Branch Office

3101 Peoples St

Johnson City, TN 37604

Phone: (423) 232-2848

Services: Member Services, ATM

Open in Directions

Kingsport

East Stone Drive Br

Type: Branch Office

1500 E Stone Dr

Kingsport, TN 37660

Phone: (423) 578-4900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Norton

Norton Virginia Br

Type: Branch Office

1448 Park Ave NW

Norton, VA 24273

Phone: (276) 679-1342

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rogersville

Rogersville Br

Type: Branch Office

1206 W Main St

Rogersville, TN 37857

Phone: (423) 272-7266

Services: Member Services, ATM

Open in Directions