UPSTATE Credit Union Profile

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UPSTATE

Charter #24484 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (864) 359-3355

Fax: (864) 328-0305

Founding Date: N/A

Website: http://www.upstatefcu.org

Personnel & Operations

President: Silver, Gregory

Manager: Metz, Donna

FT Employees: 56

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 7

Hours: Monday - Friday 8:00 a.m - 5:00 p.m

Credit Union Profile Summary

UPSTATE is a FCU Credit Union. With a total of 16,925 members [1], this institution manages approximately $135,220,757 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.29% [1].

Financial Snapshot

Total Assets [1]
$135,220,757

Total economic resources.

Total Loans [1]
$96,430,314

Total value of outstanding loans.

Total Deposits [1]
$122,537,297

Total funds deposited by members.

Members [1]
16,925

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 5.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

123 Broadbent Way

Anderson, SC, 29625
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by UPSTATE (Charter #24484).

Main Office

Administration Center Main Office

Type: Corporate Office

123 Broadbent Way

Anderson, SC 29625

Phone: (864) 359-3355

Services: None specified

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Additional Branches

Anderson

Whitehall / McGee Road Branch

Type: Branch Office

910 Whitehall Rd

Anderson, SC 29625-2120

Phone: (864) 328-0303

Services: Member Services, ATM, Drive-Thru

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Honea Path

Honea Path Branch

Type: Branch Office

430 N Main St

Honea Path, SC 29654-1440

Phone: (864) 369-0095

Services: Member Services, ATM, Drive-Thru

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Starr

South Anderson Branch Office

Type: Branch Office

4805 Highway 81 S

Starr, SC 29684-9308

Phone: (864) 328-0270

Services: Member Services, ATM, Drive-Thru

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Williamston

Williamston Office

Type: Branch Office

4 roberts Blvd

Williamston, SC 29697

Phone: (864) 841-5102

Services: Member Services, ATM, Drive-Thru

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