UP Credit Union Profile

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UP

Charter #24422 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (501) 373-2190

Fax: (501) 374-8365

Founding Date: N/A

Website: http://www.upfcu.org

Personnel & Operations

President: Bailey, John

Manager: Davis, Karyn

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 2

Hours: 10:00am-3:30pm Monday thru Friday

Credit Union Profile Summary

UP is a FCU Credit Union. With a total of 2,883 members [1], this institution manages approximately $33,716,007 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.3% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.70% [1].

Financial Snapshot

Total Assets [1]
$33,716,007

Total economic resources.

Total Loans [1]
$15,381,957

Total value of outstanding loans.

Total Deposits [1]
$26,413,257

Total funds deposited by members.

Members [1]
2,883

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.3%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1101 Vine St

North Little Ro, AR, 72114-4333
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by UP (Charter #24422).

Main Office

Vine Street Main Office

Type: Corporate Office

1101 Vine St

North Little Rock, AR 72114-4333

Phone: (501) 373-2190

Services: Member Services, ATM

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Additional Branches

North Little Rock

Pike Avenue Branch

Type: Branch Office

1501 Pike Ave

North Little Rock, AR 72114-3267

Phone: (501) 374-2190

Services: Member Services, ATM, Drive-Thru

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