LEGACY COMMUNITY Credit Union Profile

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LEGACY COMMUNITY

Charter #24421 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 933-9933

Fax: (205) 930-5019

Founding Date: N/A

Website: http://www.legacycreditunion.com

Personnel & Operations

President: Patterson, Michael

Manager: Bryan, S Glenn

FT Employees: 115

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 10

Hours: M-F 8AM- 5PM

Credit Union Profile Summary

LEGACY COMMUNITY is a FCU Credit Union. With a total of 38,116 members [1], this institution manages approximately $650,304,668 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.74% [1].

Financial Snapshot

Total Assets [1]
$650,304,668

Total economic resources.

Total Loans [1]
$379,492,038

Total value of outstanding loans.

Total Deposits [1]
$563,598,992

Total funds deposited by members.

Members [1]
38,116

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 CORPORATE RDG STE 200

BIRMINGHAM, AL, 35242-2994
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 9 branches reported by LEGACY COMMUNITY (Charter #24421).

Main Office

CORPORATE Main Office

Type: Corporate Office

100 Corporate Rdg Ste 200

Birmingham, AL 35242-2994

Phone: (205) 933-9933

Services: None specified

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Additional Branches

Alabaster

ALABASTER

Type: Branch Office

810 Colonial Promenade Pkwy

Alabaster, AL 35007

Phone: (205) 930-5000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Birmingham

HUFFMAN

Type: Branch Office

9825 PARKWAY E

Birmingham, AL 35215-7301

Phone: (205) 930-5000

Services: Member Services, ATM

Open in Directions

Main Office

Type: Branch Office

1400 20th St S

Birmingham, AL 35205-4914

Phone: (205) 933-9933

Services: Member Services, ATM

Open in Directions

MEADOWBROOK

Type: Branch Office

200 Corporate Rdg

Birmingham, AL 35242-2948

Phone: (205) 930-5000

Services: Member Services, ATM, Drive-Thru

Open in Directions

PRINCETON

Type: Branch Office

701 PRINCETON AVE SW

Birmingham, AL 35211-1303

Phone: (205) 930-5000

Services: Member Services, ATM

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TRUSSVILLE

Type: Branch Office

6001 Service Rd

Birmingham, AL 35235-2179

Phone: (205) 655-0880

Services: Member Services, ATM, Drive-Thru

Open in Directions

UAB

Type: Branch Office

1920 4TH AVE S

Birmingham, AL 35233-2014

Phone: (205) 930-5000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hoover

CHACE LAKE

Type: Branch Office

1880 Chace Dr

Hoover, AL 35244-1825

Phone: (205) 930-5000

Services: Member Services, ATM, Drive-Thru

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