SRP Credit Union Profile

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SRP

Charter #24410 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (803) 278-4851

Fax: (803) 202-4399

Founding Date: N/A

Website: https://www.srpfcu.org

Personnel & Operations

President: Devoe Bland, Sandra

Manager: Ponder, Liz

FT Employees: 421

PT Employees: 23

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 20

Hours: M & TU 8:30-5:30, W 8:30-12:00, TH & FR 8:3

Credit Union Profile Summary

SRP is a FCU Credit Union. With a total of 198,585 members ^[1], this institution manages approximately $1,974,901,972 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.25% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 16.00% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,974,901,972

Total economic resources.

Total Loans ^[1]

$1,291,986,590

Total value of outstanding loans.

Total Deposits ^[1]

$1,684,160,147

Total funds deposited by members.

Members ^[1]

198,585

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

76.71%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 11.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 16.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.73%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1070 EDGEFIELD RD

NORTH AUGUSTA, SC, 29860

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 22 branches reported by SRP (Charter #24410).

Main Office

SRP Federal Credit Union Main Office

Type: Corporate Office

1070 Edgefield Rd

North Augusta, SC 29860

Phone: (803) 278-4851

Services: None specified

SRP Credit Union Profile

SRP

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

SRP Federal Credit Union Main Office

Additional Branches

Aiken

Augusta

Barnwell

Edgefield

Evans

Graniteville

Grovetown

Martinez

North Augusta

Thomson

Warrenville

Williston