DELTA COUNTY Credit Union Profile

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DELTA COUNTY

Charter #24381 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (970) 874-7674

Fax: (970) 874-5241

Founding Date: N/A

Website: http://www.deltacountyfcu.com

Personnel & Operations

President: Williams, Alvin

Manager: Fish, Michelle

FT Employees: 13

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Lobby M-Thurs 9-4 Fri 9-5 Drive Up M-Thurs

Credit Union Profile Summary

DELTA COUNTY is a FCU Credit Union. With a total of 4,369 members [1], this institution manages approximately $74,112,384 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.70% [1].

Financial Snapshot

Total Assets [1]
$74,112,384

Total economic resources.

Total Loans [1]
$22,742,656

Total value of outstanding loans.

Total Deposits [1]
$67,244,640

Total funds deposited by members.

Members [1]
4,369

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
33.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 Circle Dr

Delta, CO, 81416
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by DELTA COUNTY (Charter #24381).

Main Office

Delta County FCU Main Branch Main Office

Type: Corporate Office

100 Circle Dr

Delta, CO 81416

Phone: (970) 874-7674

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Cedaredge

Delta County FCU-Cedaredge

Type: Branch Office

210 SE Independence Ave

Cedaredge, CO 81413-4215

Phone: (970) 856-4901

Services: Member Services, Drive-Thru

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Hotchkiss

Delta County FCU-Hotchkiss

Type: Branch Office

120 N 6th St

120 N 6th St

Hotchkiss, CO 81419

Phone: (970) 872-4277

Services: Member Services, ATM, Drive-Thru

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