NORTH COUNTRY Credit Union Profile

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NORTH COUNTRY

Charter #24312 | NCUA Region 1 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (802) 657-6847

Fax: (802) 264-6809

Founding Date: N/A

Website: http://www.northcountry.org

Personnel & Operations

President: Chenette, Beth

Manager: Morgan, Robert

FT Employees: 206

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 15.01%

Membership Type: 66

Branches: 13

Hours: M-F 8:30 - 5:00

Credit Union Profile Summary

NORTH COUNTRY is a FCU Credit Union. With a total of 75,907 members ^[1], this institution manages approximately $1,057,130,326 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.57% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.63% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,057,130,326

Total economic resources.

Total Loans ^[1]

$847,427,370

Total value of outstanding loans.

Total Deposits ^[1]

$953,357,449

Total funds deposited by members.

Members ^[1]

75,907

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

88.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

69 SWIFT ST

S BURLINGTON, VT, 05403

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by NORTH COUNTRY (Charter #24312).

Main Office

Main Office Main Office

Type: Corporate Office

North Ave

Type: Branch Office

1049 North Ave

Burlington, VT 05408

Phone: (800) 660-3258

Services: Member Services, ATM, Drive-Thru

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Colchester

Type: Branch Office

Type: Branch Office

12 Main St

Orleans, VT 05860

Phone: (802) 657-6847

Services: Member Services, ATM

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