RIVER TOWN Credit Union Profile

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RIVER TOWN

Charter #24257 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (479) 784-5600

Fax: (479) 784-5606

Founding Date: N/A

Website: https://www.rivertownfcu.org

Personnel & Operations

President: Loyd, William

Manager: Sharum, Dianna

FT Employees: 4

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MON-FRI 7:00A.M.-5:00 P.M.

Credit Union Profile Summary

RIVER TOWN is a FCU Credit Union. With a total of 2,414 members [1], this institution manages approximately $14,508,911 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.55% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -17.17% [1].

Financial Snapshot

Total Assets [1]
$14,508,911

Total economic resources.

Total Loans [1]
$9,847,177

Total value of outstanding loans.

Total Deposits [1]
$12,014,249

Total funds deposited by members.

Members [1]
2,414

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.55%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-19.87%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-17.17%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-9.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1001 S 21st St

FORT SMITH, AR, 72901-4007

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RIVER TOWN (Charter #24257).

Main Office

RIVERTOWN Main Office

Type: Corporate Office

1001 S 21st St

Fort Smith, AR 72901-4007

Phone: (479) 784-5600

Services: Member Services, ATM, Drive-Thru

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