OPERATING ENGINEERS LOCAL UNION #3 Credit Union Profile

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OPERATING ENGINEERS LOCAL UNION #3

Charter #24235 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (925) 454-4000

Fax: (925) 449-7801

Founding Date: N/A

Website: https://www.oefederal.org/

Personnel & Operations

President: Reding, Dan

Manager: Hampton, Jeff

FT Employees: 201

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 27

Hours: 8:30 AM - 5:00 PM MONDAY THROUGH FRIDAY

Credit Union Profile Summary

OPERATING ENGINEERS LOCAL UNION #3 is a FCU Credit Union. With a total of 116,798 members [1], this institution manages approximately $1,575,394,729 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.82% [1].

Financial Snapshot

Total Assets [1]
$1,575,394,729

Total economic resources.

Total Loans [1]
$836,551,846

Total value of outstanding loans.

Total Deposits [1]
$1,346,069,664

Total funds deposited by members.

Members [1]
116,798

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
6.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

250 N CANYONS PKWY

LIVERMORE, CA, 94551

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 24 branches reported by OPERATING ENGINEERS LOCAL UNION #3 (Charter #24235).

Main Office

Admin Offices Main Office

Type: Corporate Office

250 N Canyons Pkwy

Livermore, CA 94551

Phone: (925) 454-4000

Services: None specified

Open in Directions

Additional Branches

Alameda

Alameda Branch

Type: Branch Office

1620 S Loop Rd

Alameda, CA 94502

Phone: (510) 748-7400

Services: Member Services

Open in Directions

Auburn

Auburn Branch

Type: Branch Office

1760 Grass Valley Hwy Ste 100

Auburn, CA 95603

Phone: (530) 889-2969

Services: Member Services

Open in Directions

Burlingame

Burlingame Branch

Type: Branch Office

828 Mahler Rd Ste A

Burlingame, CA 94010

Phone: (650) 697-0598

Services: Member Services

Open in Directions

Clovis

Clovis Branch

Type: Branch Office

1635 Shaw Ave Ste 102

Clovis, CA 93611-4091

Phone: (559) 241-0508

Services: Member Services

Open in Directions

Denver

Denver Branch

Type: Branch Office

990 Kalamath St

Denver, CO 80204

Phone: (303) 534-1639

Services: Member Services

Open in Directions

Elko

Elko Branch

Type: Branch Office

1720 Mountain City Hwy

Elko, NV 89801

Phone: (775) 753-8585

Services: Member Services

Open in Directions

Eureka

Eureka Branch

Type: Branch Office

1330 Bayshore Way Ste 103

Eureka, CA 95501-3842

Phone: (707) 441-9590

Services: Member Services

Open in Directions

Fairfield

Fairfield Branch

Type: Branch Office

2540 N Watney Way

Fairfield, CA 94533-6724

Phone: (707) 425-4489

Services: Member Services

Open in Directions

Gladstone

Gladstone Branch

Type: Branch Office

805 E Berkeley St

Gladstone, OR 97027

Phone: (503) 655-5462

Services: Member Services

Open in Directions

Kapolei

Hawaii Branch

Type: Branch Office

2181 Lauwiliwili St # 120

Kapolei, HI 96707

Phone: (808) 682-4440

Services: Member Services

Open in Directions

Martinez

Martinez Branch

Type: Branch Office

1875 Arnold Dr Ste 101

Martinez, CA 94553-4197

Phone: (925) 370-9201

Services: Member Services

Open in Directions

Morgan Hill

Morgan Hill Branch

Type: Branch Office

325 Digital Dr Ste B

Morgan Hill, CA 95037

Phone: (408) 782-9803

Services: Member Services

Open in Directions

Pleasanton

Pleasanton Branch

Type: Branch Office

5870 Stoneridge Mall Rd Ste 150

Pleasanton, CA 94588

Phone: (925) 560-9660

Services: Member Services

Open in Directions

Redding

Redding Branch

Type: Branch Office

20308 Engineers Ln

Redding, CA 96002

Phone: (530) 222-5184

Services: Member Services

Open in Directions

Reno

Reno Branch

Type: Branch Office

1290 Corporate Blvd

Reno, NV 89502

Phone: (775) 856-2727

Services: Member Services

Open in Directions

Rohnert Park

Rohnert Park Branch

Type: Branch Office

6225 State Farm Dr Ste 102

Rohnert Park, CA 94928

Phone: (707) 585-1552

Services: Member Services

Open in Directions

Sacramento

Sacramento 50 Branch

Type: Branch Office

9500 Micron Ave Ste 124

Sacramento, CA 95827

Phone: (916) 369-6752

Services: Member Services

Open in Directions

Sacramento 80 Branch

Type: Branch Office

3920 Lennane Dr Ste 110

Sacramento, CA 95834

Phone: (916) 565-6190

Services: Member Services

Open in Directions

San Jose

San Jose Branch

Type: Branch Office

798 N 1st St

San Jose, CA 95112

Phone: (408) 995-5095

Services: Member Services

Open in Directions

Sandy

Utah Branch

Type: Branch Office

8805 S. Sandy Park Way, Ste 150

Sandy, UT 84070

Phone: (801) 566-1753

Services: Member Services

Open in Directions

Stockton

Stockton Branch

Type: Branch Office

1916 N Broadway Ave

Stockton, CA 95205

Phone: (209) 943-2455

Services: Member Services

Open in Directions

Tracy

Tracy Branch

Type: Branch Office

3290 W Grant Line RD

Tracy, CA 95304

Phone: (209) 229-7511

Services: Member Services

Open in Directions

Yuba City

Yuba City Branch

Type: Branch Office

468 Century Park Dr Ste B

Yuba City, CA 95991

Phone: (530) 742-5285

Services: Member Services

Open in Directions