KEMBA DELTA Credit Union Profile

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KEMBA DELTA

Charter #24220 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (901) 795-9055

Fax: (901) 795-9063

Founding Date: N/A

Website: http://www.kembadelta.org

Personnel & Operations

President: Peggs, Robert

Manager: Ridgway, Carter

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 1

Hours: 8:30 AM - 4:30 PM M-F

Credit Union Profile Summary

KEMBA DELTA is a FCU Credit Union. With a total of 5,017 members [1], this institution manages approximately $30,242,423 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 28.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -15.27% [1].

Financial Snapshot

Total Assets [1]
$30,242,423

Total economic resources.

Total Loans [1]
$10,751,797

Total value of outstanding loans.

Total Deposits [1]
$21,094,335

Total funds deposited by members.

Members [1]
5,017

Number of active members.

Performance Ratios

Net Worth Ratio [1]
28.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-15.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3108 N Germantown Rd, Ste 106

Bartlett, TN, 38133

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by KEMBA DELTA (Charter #24220).

Main Office

Kemba Delta FCU Main Office

Type: Corporate Office

3108 N Germantown Rd

Ste 106

Bartlett, TN 38133

Phone: (901) 795-9055

Services: Member Services, Drive-Thru

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