GULF COAST COMMUNITY Credit Union Profile

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GULF COAST COMMUNITY

Charter #242 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (228) 539-7029

Fax: (228) 539-6322

Founding Date: N/A

Website: http://www.gulfcoastcommunityfcu.or

Personnel & Operations

President: Dickens, Elmer

Manager: Graham, Lisa

FT Employees: 57

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: MONDAY - THURSDAY 9:00 AM CST - 5:00 PM CST

Credit Union Profile Summary

GULF COAST COMMUNITY is a FCU Credit Union. With a total of 12,042 members [1], this institution manages approximately $124,080,304 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.63% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.25% [1].

Financial Snapshot

Total Assets [1]
$124,080,304

Total economic resources.

Total Loans [1]
$76,453,745

Total value of outstanding loans.

Total Deposits [1]
$100,459,211

Total funds deposited by members.

Members [1]
12,042

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.63%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12364 HIGHWAY 49

GULFPORT, MS, 39503
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by GULF COAST COMMUNITY (Charter #242).

Main Office

Main Office Main Office

Type: Corporate Office

12364 Highway 49

Gulfport, MS 39503

Phone: (228) 539-7029

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bay St Louis

Bay St Louis Branch

Type: Branch Office

295 Highway 90 Ste 27

Bay St Louis, MS 39520-3600

Phone: (228) 466-9975

Services: Member Services, ATM

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Diberville

D'Iberville Branch

Type: Branch Office

11522 Cinema Drive

Diberville, MS 39540

Phone: (228) 539-7029

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gulfport

Downtown Office

Type: Branch Office

2120 25th Ave

Gulfport, MS 39501-4518

Phone: (228) 539-7029

Services: Member Services, ATM, Drive-Thru

Open in Directions