N.I.C.E. Credit Union Profile

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N.I.C.E.

Charter #24039 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (630) 584-3670

Fax: (630) 584-3670

Founding Date: N/A

Website: https://www.nicefederalcu.org

Personnel & Operations

President: White, Linda

Manager: Santschi, Carla

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: Monday, Tuesday, Thursday, Friday 10- 2:30

Credit Union Profile Summary

N.I.C.E. is a FCU Credit Union. With a total of 358 members [1], this institution manages approximately $2,446,863 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.35% [1].

Financial Snapshot

Total Assets [1]
$2,446,863

Total economic resources.

Total Loans [1]
$1,659,927

Total value of outstanding loans.

Total Deposits [1]
$2,252,888

Total funds deposited by members.

Members [1]
358

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

611 E State St Ste 9

Geneva, IL, 60134-2372

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by N.I.C.E. (Charter #24039).

Main Office

Main Office Main Office

Type: Corporate Office

11 S 2nd Ave

Saint Charles, IL 60174-1940

Phone: (630) 584-3670

Services: Member Services

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