INDUSTRIAL Credit Union Profile

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INDUSTRIAL

Charter #24026 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (765) 771-8000

Fax: (765) 448-1891

Founding Date: N/A

Website: http://www.ifcu.com

Personnel & Operations

President: Davis, Jr., Albert

Manager: Umlauf, Kevin

FT Employees: 97

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 43

Branches: 9

Hours: Drive Thru and Lobby Monday - Thursday 9am

Credit Union Profile Summary

INDUSTRIAL is a FCU Credit Union. With a total of 31,815 members ^[1], this institution manages approximately $329,639,833 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.7% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.89% ^[1].

Financial Snapshot

Total Assets ^[1]

$329,639,833

Total economic resources.

Total Loans ^[1]

$233,438,533

Total value of outstanding loans.

Total Deposits ^[1]

$297,952,943

Total funds deposited by members.

Members ^[1]

31,815

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.81%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

78.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 5.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1115 Sagamore Pkwy S

Lafayette, IN, 47905

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 10 branches reported by INDUSTRIAL (Charter #24026).

Main Office

Main Office Main Office

Type: Corporate Office

Franciscan St. Elizabeth East

Type: Branch Office

3900 St Francis Way

Ste 105

Lafayette, IN 47905

Phone: (765) 771-8000

Services: Member Services, ATM

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Lafayette East

Type: Branch Office

431 Meijer Dr

Lafayette, IN 47905

Phone: (765) 446-2213

Services: Member Services, ATM, Drive-Thru

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Lafayette South

Type: Branch Office

730 Twyckenham Blvd

Lafayette, IN 47909-7122

Phone: (765) 477-7750

Services: Member Services, ATM, Drive-Thru

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Monticello

Type: Branch Office

818 W Fisher St

Monticello, IN 47960

Phone: (765) 771-8000

Services: Member Services, Drive-Thru

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West Lafayette

Type: Branch Office

1251 Cumberland Ave

West Lafayette, IN 47906

Phone: (765) 771-8000

Services: Member Services, ATM, Drive-Thru

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