ANDALUSIA MILLS EMPLOYEES CREDIT AS Credit Union Profile

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ANDALUSIA MILLS EMPLOYEES CREDIT AS

Charter #23990 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 427-3616

Fax: (334) 427-3651

Founding Date: N/A

Personnel & Operations

President: Moore, Roger

Manager: Gantt, Tina

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 15

Branches: 1

Hours: MONDAY - FRIDAY 7:30 AM - 4:30 PM

Credit Union Profile Summary

ANDALUSIA MILLS EMPLOYEES CREDIT AS is a FCU Credit Union. With a total of 853 members [1], this institution manages approximately $3,107,461 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.39% [1].

Financial Snapshot

Total Assets [1]
$3,107,461

Total economic resources.

Total Loans [1]
$933,233

Total value of outstanding loans.

Total Deposits [1]
$2,457,699

Total funds deposited by members.

Members [1]
853

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.59%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
37.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 7.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 WAITS DR

ANDALUSIA, AL, 36421
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ANDALUSIA MILLS EMPLOYEES CREDIT AS (Charter #23990).

Main Office

Andalusia Mills Employees Credit Association Main Office

Type: Corporate Office

200 Waits Dr

Andalusia, AL 36421

Phone: (334) 427-3616

Services: Member Services

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