RALEIGH CO. EDUCATORS Credit Union Profile

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RALEIGH CO. EDUCATORS

Charter #23722 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 256-4600

Fax: (304) 256-0888

Founding Date: N/A

Website: http://www.raleighcountyefcu.com

Personnel & Operations

President: Mills, Evert

Manager: Hamby, Damon

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: 9:00AM - 4:00PM

Credit Union Profile Summary

RALEIGH CO. EDUCATORS is a FCU Credit Union. With a total of 2,276 members [1], this institution manages approximately $21,877,971 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 24.18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.98% [1].

Financial Snapshot

Total Assets [1]
$21,877,971

Total economic resources.

Total Loans [1]
$8,375,651

Total value of outstanding loans.

Total Deposits [1]
$16,456,195

Total funds deposited by members.

Members [1]
2,276

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.82%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

105 ADAIR ST

BECKLEY, WV, 25801-3733
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RALEIGH CO. EDUCATORS (Charter #23722).

Main Office

Raleigh County Educators Federal Credit Union Main Office

Type: Corporate Office

105 Adair St

Beckley, WV 25801-3733

Phone: (304) 256-4600

Services: Member Services

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