GEISMAR COMPLEX Credit Union Profile

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GEISMAR COMPLEX

Charter #23620 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (225) 673-3371

Fax: (225) 673-3888

Founding Date: N/A

Website: http://www.gcfcu.net

Personnel & Operations

President: Wilcoxon, Barry

Manager: Sonnier, Bridget

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 1

Hours: 7:00 a.m - 4:30 p.m Monday thru Friday

Credit Union Profile Summary

GEISMAR COMPLEX is a FCU Credit Union. With a total of 2,501 members [1], this institution manages approximately $39,289,298 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.75% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.26% [1].

Financial Snapshot

Total Assets [1]
$39,289,298

Total economic resources.

Total Loans [1]
$24,566,017

Total value of outstanding loans.

Total Deposits [1]
$33,746,903

Total funds deposited by members.

Members [1]
2,501

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
15.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

35294 Highway 30

Geismar, LA, 70734

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GEISMAR COMPLEX (Charter #23620).

Main Office

GCFCU Main Office

Type: Corporate Office

35294 Highway 30

Geismar, LA 70734

Phone: (225) 673-3371

Services: Member Services, ATM, Drive-Thru

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