SHELTER INSURANCE Credit Union Profile

Showing details for SHELTER INSURANCE Credit Union.

Home > MO > SHELTER INSURANCE

SHELTER INSURANCE

Charter #23355 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (573) 214-4294

Fax: (573) 214-4796

Founding Date: N/A

Website: http://www.shelterfcu.com

Personnel & Operations

President: Frerking, Jennifer

Manager: Swank, Jacki

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 20

Branches: 1

Hours: 7:30 am to 4:30 pm

Credit Union Profile Summary

SHELTER INSURANCE is a FCU Credit Union. With a total of 2,958 members [1], this institution manages approximately $38,097,909 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.95% [1].

Financial Snapshot

Total Assets [1]
$38,097,909

Total economic resources.

Total Loans [1]
$8,541,696

Total value of outstanding loans.

Total Deposits [1]
$32,756,783

Total funds deposited by members.

Members [1]
2,958

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
26.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.95%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1817 W Broadway

Columbia, MO, 65218

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by SHELTER INSURANCE (Charter #23355).

Main Office

Shelter Credit Union Main Office

Type: Corporate Office

1817 W Broadway

Columbia, MO 65218

Phone: (573) 214-4294

Services: Member Services, ATM

Open in Directions