VULCRAFT EMPLOYEES Credit Union Profile

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VULCRAFT EMPLOYEES

Charter #23287 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (260) 337-1808

Fax: (260) 337-1801

Founding Date: N/A

Website: http://www.vulcraftfcu.com

Personnel & Operations

President: Barker, Joseph

Manager: YODER, LINDA

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 15

Branches: 3

Hours: MON, TUES, WED 12-4 THURS 8-10 & 12-4 FRI

Credit Union Profile Summary

VULCRAFT EMPLOYEES is a FCU Credit Union. With a total of 730 members [1], this institution manages approximately $6,333,751 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.05% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.82% [1].

Financial Snapshot

Total Assets [1]
$6,333,751

Total economic resources.

Total Loans [1]
$4,713,989

Total value of outstanding loans.

Total Deposits [1]
$5,478,651

Total funds deposited by members.

Members [1]
730

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.05%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6610 COUNTY ROAD 60A

Saint Joe, IN, 46785-9601
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by VULCRAFT EMPLOYEES (Charter #23287).

Main Office

VULCRAFT EMPLOYEES FEDERAL CU Main Office

Type: Corporate Office

6610 COUNTY ROAD 60A

Saint Joe, IN 46785-9601

Phone: (260) 337-1808

Services: Member Services

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Additional Branches

Waterloo

NUCOR BLDG SYSTEMS

Type: Branch Office

305 INDUSTRIAL PKWY

Waterloo, IN 46793-9498

Phone: (260) 837-7891

Services: None specified

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NUCOR BLDG SYSTEMS (OUR SAFE)

Type: Branch Office

305 INDUSTRIAL PKWY

Waterloo, IN 46793

Phone: (260) 837-7891

Services: None specified

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