PRESTON Credit Union Profile

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PRESTON

Charter #23015 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 329-2699

Fax: (304) 329-2522

Founding Date: N/A

Website: https://www.prestonfcu.com

Personnel & Operations

President: SYPOLT, ROBERT

Manager: Wooten, Cheri

FT Employees: 4

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 9:00 AM 5:00 PM

Credit Union Profile Summary

PRESTON is a FCU Credit Union. With a total of 1,870 members [1], this institution manages approximately $29,866,599 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.38% [1].

Financial Snapshot

Total Assets [1]
$29,866,599

Total economic resources.

Total Loans [1]
$9,015,213

Total value of outstanding loans.

Total Deposits [1]
$25,978,035

Total funds deposited by members.

Members [1]
1,870

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
34.70%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.38%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

434 E MAIN ST

KINGWOOD, WV, 26537-1722

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PRESTON (Charter #23015).

Main Office

KINGWOOD Main Office

Type: Corporate Office

434 E MAIN ST

Kingwood, WV 26537-1722

Phone: (304) 329-2699

Services: Member Services, ATM, Drive-Thru

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