WINTHROP AREA Credit Union Profile

Showing details for WINTHROP AREA Credit Union.

Home > ME > WINTHROP AREA

WINTHROP AREA

Charter #2301 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 377-2124

Fax: (207) 377-2767

Founding Date: N/A

Website: http://WWW.WINTHROPCREDITUNION.ORG

Personnel & Operations

President: PRAY, PENNY

Manager: SEGUIN, JEFFREY

FT Employees: 15

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-TH (7:30 AM - 5:00 PM) FRIDAY (7:30 AM -

Credit Union Profile Summary

WINTHROP AREA is a FCU Credit Union. With a total of 7,984 members [1], this institution manages approximately $101,708,025 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.47% [1].

Financial Snapshot

Total Assets [1]
$101,708,025

Total economic resources.

Total Loans [1]
$55,731,165

Total value of outstanding loans.

Total Deposits [1]
$90,108,159

Total funds deposited by members.

Members [1]
7,984

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

94 HIGHLAND AVE

WINTHROP, ME, 04364

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by WINTHROP AREA (Charter #2301).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

94 HIGHLAND AVE

Winthrop, ME 04364

Phone: (207) 377-2124

Services: Member Services, ATM, Drive-Thru

Open in Directions