RICHLAND PARISH SCHOOLS Credit Union Profile

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RICHLAND PARISH SCHOOLS

Charter #22785 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (318) 728-5964

Fax: (318) 728-6362

Founding Date: N/A

Website: http://www.richland.k12.la.us/credi

Personnel & Operations

President: Smith, Joyce

Manager: Gresham, Beverly

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: 8 am - 4 pm Monday - Friday Saturday by app

Credit Union Profile Summary

RICHLAND PARISH SCHOOLS is a FCU Credit Union. With a total of 134 members [1], this institution manages approximately $571,518 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 32.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.51% [1].

Financial Snapshot

Total Assets [1]
$571,518

Total economic resources.

Total Loans [1]
$214,914

Total value of outstanding loans.

Total Deposits [1]
$382,650

Total funds deposited by members.

Members [1]
134

Number of active members.

Performance Ratios

Net Worth Ratio [1]
32.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 12.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

411 Foster ST, RPSB Annex Building

Rayville, LA, 71269-3307
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RICHLAND PARISH SCHOOLS (Charter #22785).

Main Office

Richland Parish Schools FCU Main Office

Type: Corporate Office

411 Foster ST

RPSB Annex Building c/o Beverly Gresham

Rayville, LA 71269-3307

Phone: (318) 728-5964

Services: Member Services

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