CONSUMER'S Credit Union Profile

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CONSUMER'S

Charter #22719 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 835-8749

Fax: (605) 835-9413

Founding Date: N/A

Website: http://www.consumersfcu.coop

Personnel & Operations

President: Nelson, Bryan

Manager: Miller, Dannielle

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:00 A.M. - 5:00 P.M. Monday-Friday 9:00

Credit Union Profile Summary

CONSUMER'S is a FCU Credit Union. With a total of 1,586 members [1], this institution manages approximately $19,440,775 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.95% [1].

Financial Snapshot

Total Assets [1]
$19,440,775

Total economic resources.

Total Loans [1]
$10,388,650

Total value of outstanding loans.

Total Deposits [1]
$17,525,681

Total funds deposited by members.

Members [1]
1,586

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.95%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.85%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

301 highway 18 west

Gregory, SD, 57533-2203

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by CONSUMER'S (Charter #22719).

Main Office

Consumer's Federal Credit Union Main Office

Type: Corporate Office

301 highway 18 west

Gregory, SD 57533-2203

Phone: (605) 835-8749

Services: Member Services, ATM, Drive-Thru

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