MTC Credit Union Profile

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MTC

Charter #22520 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (864) 908-3400

Fax:

Founding Date: N/A

Website: http://www.mtcfederal.com

Personnel & Operations

President: Hanna, Michael

Manager: Love, William

FT Employees: 78

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 44

Branches: 9

Hours: 8:00 AM - 5:00 PM M-F

Credit Union Profile Summary

MTC is a FCU Credit Union. With a total of 16,123 members [1], this institution manages approximately $281,168,857 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.54% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.31% [1].

Financial Snapshot

Total Assets [1]
$281,168,857

Total economic resources.

Total Loans [1]
$170,147,781

Total value of outstanding loans.

Total Deposits [1]
$233,991,697

Total funds deposited by members.

Members [1]
16,123

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.54%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 Brookfield Pkwy, Ste 100 East

Greenville, SC, 29607-5744

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 9 branches reported by MTC (Charter #22520).

Main Office

Brookfield Main Office

Type: Corporate Office

201 Brookfield Pkwy

Ste 100 East

Greenville, SC 29607-5744

Phone: (864) 908-3400

Services: Member Services

Open in Directions

Additional Branches

Ardmore

ARD

Type: Branch Office

1103 Michelin Rd

Ardmore, OK 73401

Phone: (580) 221-2238

Services: Member Services, ATM

Open in Directions

ARD2

Type: Branch Office

2001 12th Ave NW

Ardmore, OK 73401

Phone: (580) 223-9374

Services: Member Services, ATM, Drive-Thru

Open in Directions

Greenville

Pelham Rd

Type: Branch Office

2A The Pkwy

Greenville, SC 29615

Phone: (864) 908-3400

Services: Member Services, ATM, Drive-Thru

Open in Directions

US0/US1

Type: Branch Office

517C Michelin Rd

Greenville, SC 29605

Phone: (864) 458-1909

Services: Member Services, ATM

Open in Directions

Lexington

US5

Type: Branch Office

2420 Two Notch Rd

Lexington, SC 29072

Phone: (803) 951-5344

Services: Member Services, ATM

Open in Directions

Midland City

US4

Type: Branch Office

3792 Mance Newton Rd Ste 2

Midland City, AL 36350

Phone: (334) 983-2114

Services: Member Services, ATM

Open in Directions

Sandy Springs

US2

Type: Branch Office

6301 Highway 76

Sandy Springs, SC 29677

Phone: (864) 260-2047

Services: Member Services, ATM

Open in Directions

Spartanburg

US3

Type: Branch Office

1785 New Cut Rd

1000 International Dr

Spartanburg, SC 29303

Phone: (334) 983-2215

Services: Member Services, ATM

Open in Directions