TOTAL CHOICE Credit Union Profile

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TOTAL CHOICE

Charter #22369 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (985) 783-2130

Fax: (985) 783-2905

Founding Date: N/A

Website: http://www.totalchoicefcu.com

Personnel & Operations

President: Champagne, Mary

Manager: Meyer, Anna

FT Employees: 16

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 3

Hours: 9:00am-5:00pm M-W-F 9:00am-6:30pm Thu

Credit Union Profile Summary

TOTAL CHOICE is a FCU Credit Union. With a total of 5,479 members [1], this institution manages approximately $56,288,504 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.22% [1].

Financial Snapshot

Total Assets [1]
$56,288,504

Total economic resources.

Total Loans [1]
$19,337,247

Total value of outstanding loans.

Total Deposits [1]
$52,359,913

Total funds deposited by members.

Members [1]
5,479

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.73%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
36.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-6.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.22%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

14963 River Rd

Hahnville, LA, 70057

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by TOTAL CHOICE (Charter #22369).

Main Office

Hahnville Office Main Office

Type: Corporate Office

14963 River Rd

Hahnville, LA 70057

Phone: (985) 783-2130

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Boutte

Boutte Office

Type: Branch Office

13111 Highway 90

Boutte, LA 70039-3001

Phone: (985) 785-6943

Services: Member Services, ATM, Drive-Thru

Open in Directions

La Place

LaPlace Office

Type: Branch Office

100 Palmetto Dr

La Place, LA 70068-6413

Phone: (985) 651-2510

Services: Member Services, ATM, Drive-Thru

Open in Directions