MERCY Credit Union Profile

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MERCY

Charter #22362 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (912) 819-2411

Fax: (912) 819-3499

Founding Date: N/A

Website: https://www.mercyfcu.org

Personnel & Operations

President: Seagraves, Deirdre

Manager: Smith, Clinton

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 2

Hours: Monday & Friday 7:30am to 4:00pm Tuesday &

Credit Union Profile Summary

MERCY is a FCU Credit Union. With a total of 2,230 members [1], this institution manages approximately $12,440,305 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.74% [1].

Financial Snapshot

Total Assets [1]
$12,440,305

Total economic resources.

Total Loans [1]
$7,752,475

Total value of outstanding loans.

Total Deposits [1]
$10,197,033

Total funds deposited by members.

Members [1]
2,230

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.64%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

11806 McAuley Dr

Savannah, GA, 31419-1710
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by MERCY (Charter #22362).

Main Office

Mercy FCU Main Office

Type: Corporate Office

11806 McAuley Dr

Savannah, GA 31419-1710

Phone: (912) 819-2411

Services: Member Services

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Additional Branches

Savannah

Candler Office

Type: Branch Office

Candler Hospital

5353 Reynolds St

Savannah, GA 31405-6015

Phone: (912) 819-6332

Services: Member Services

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